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    Welcome to Cigna Healthcare Middle East

    Cigna Healthcare Middle East

    We are offering diverse health insurance and wellness solutions for all
    We are committed to making healthcare affordable, simple, and predictable.

    Explore our plans

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    Fortune 16 brand

    Ranked 16 on the Fortune 500 list

    Experience you trust

    225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East

    Strong global and local networks

    Access to over 3,000 health care providers in the UAE and over 5,000 in the Middle East

    Round-the-clock service

    Impeccable 24/7/365 customer service, with 86% customer satisfaction rating

    Our health insurance offerings

    Cigna Healthcare is a global leader that offers a wide range of comprehensive health insurance plans for businesses, government entities, individuals and families across the world.

    Businesses

    For companies with employees in Middle East
     

    Cigna Healthcare Middle East offers customizable, affordable, and locally compliant health insurance solutions for SMEs and large corporates. We provide round-the-clock services and support to help employees feel at home when they’re far from home.
     
    Get a quoteFind out more

    Individuals and families

    For individuals based in Middle East


    To stay prepared for medical emergencies that might affect your wellbeing, it is essential to have medical insurance. Cigna Healthcare Middle East offers a wide range of world-class medical insurance policies that will protect you and your loved ones.
     
    Get a quoteFind out more

    Government

    For Government employees and representatives


    With Cigna Healthcare Middle East, you can help secure the health and well-being of diplomats and residents working, studying, or traveling abroad. No matter where they go, they’ll experience a hassle-free experience from our global network of 1.5 million network providers.
    Get a quoteFind out more
    greenLeaf

    Why Cigna Healthcare

    Focused on wellbeing

    Through our Employee Assistance Programme (EAP), we strive to offer confidential, telephonic, or face-to-face counselling for your employees. Also, to promote wellness, we offer on-site wellness seminars wherein experts provide advice for the optimal health, happiness, and productivity of employees.

    Transparency, integrity, and unwavering commitment

    We operate with transparency, integrity and with an unwavering commitment to the health of our customers. And the trust bestowed by our customers in the Middle East for over 20 years validates core values of Cigna Healthcare.

    Affordable healthcare solutions

    We work towards making healthcare affordable for everyone. Our in-house team of doctors and network specialists help with sophisticated cost-containment strategies to ensure your policy is being managed effectively.

    Enhanced customer experience

    With our wide range of convenient digital solutions, such as apps, online portals, Telehealth, EAP, you can easily manage and access your health insurance plan and leverage healthcare benefits with utmost ease.

    Introducing a health plan that helps your business grow.

    Hear from our customers
    "We would like to thank you for the great work you and your team have done to convince us that Cigna Healthcare will be the best option for us. We have also considered other insurance companies however, due to your ultimate professionalism, swift and clear response we have finally decided in favor of Cigna Healthcare."

    Vitaly Yanovskiy
    "I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan."

    Madeleine
    "I’d like to commend the Cigna Healthcare team for their professionalism and thoroughness in handling my query and the ensuing transaction."

    Mounir

    Frequently Asked Questions

    Why Do I Need Health Insurance?

    A health insurance plan is an essential need for everyone. Illnesses and medical emergencies can put a burden on your finances. When you have a flexible health insurance plan that offers comprehensive coverage options, you can access a wide variety of healthcare facilities and services without paying the full cost of your medical bills.

    A health insurance plan provides access to a wide network of participating doctors, specialists, other healthcare practitioners at reasonable prices. It also covers the costs of medical expenses for covered dependants.

    What to Look for When Buying a Health Insurance Plan?

    It does pay off to investigate a little when selecting a health insurance plan. It helps you consider the differing cost, coverage, and benefit factors.
    Cost

    • Ensure the cost of premiums are within your budget
    • Balance the cost of premiums against possible treatment costs
    • Understand the co-payment amount you would have to pay

    Coverage

    • Check the pre-existing conditions coverage in the plan
    • Ensure the plan offers an adequate network offering cashless treatment
    • Check the maternity clause and waiting period
    • Look for pre-hospitalization and post-hospitalization facilities

    Convenience

    • Ensure basic modern facilities like online claims submissions
    • Get access to insurance with 24/7 customer care

    What does Cigna Healthcare Middle East cover?

    Cigna Healthcare Middle East offers flexible medical insurance plans to suit different budgets and regions. However, all include in-patient treatment, day-patient treatment, prescription drugs, basic maternity care, cancer care, mental health support and more. Examine the list of benefits carefully to ensure that you have selected a plan that is just right for you.

    Request a Quote

    What describes you best?

    Business

    Explore health insurance plans for businesses (Large corporates, small & medium enterprises)

    Cigna Healthcare Middle East provides tailored, flexible, and comprehensive health care solutions designed for large corporations and SMEs. Our locally compliant group health insurance plans ensure that your business’s and employees' health care requirements are fully met.

    Health coverage ?*

    Needing to Insure*
    This is my first insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Individuals/Family

    Apply for individuals & families health insurance

    Cigna Healthcare offers individual and family medical insurance plans that provide world-class benefits and quality care for you and your loved ones. With comprehensive international coverage and a trusted network of local hospitals, clinics, and doctors, our plans ensure you and your family receive 24/7 customer care and reliable health care services.

    Need to Insure

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Government

    Discover health insurance plans tailored for government organizations

    Government health insurance plans by Cigna Healthcare deliver quality health care and peace of mind for citizens living or traveling abroad. Our plans ensure that they receive the best possible care worldwide.

    Health coverage ?*

    Needing to Insure*
     Check this box if this is your first health insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Contact Us

    Whether you wish to speak to our sales team or get general help if you are an existing Cigna member, we can get you to the right information.

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    © 2025 Cigna Healthcare. All rights reserved.

    Cigna Healthcare and Cigna HealthcareSM (Cigna Healthcare) are registered service marks of The Cigna Group and/or one of more of its subsidiaries. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by The Cigna Group. The material provided herein is provided for information purposes only and is believed accurate as of the date of publication, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna Healthcare for a complete listing of policy coverage and applicable exclusions and limitations. Cigna Healthcare does not provide medical care and cannot predict medical outcomes.