For helpful information and FAQs on the vaccine, click here.
How Cigna helps employers
With more than 15 years of experience in the Middle East, a large global healthcare network that provides round-the-clock access to clinicians and service commitment means we are there when you need us.
A global Approach
NETWORK
- 1.5M
- HEALTHCARE PROFESSIONALS
- ACCESS TO DOCTORS IN 200+ COUNTRIES & JURISDICTIONS
- 240
- LEGAL EXPERTS IN 15 COUNTRIES
- 10
- GLOBAL SERVICE CENTERS
EXPERIENCE
- 50+
- YEARS OF GLOBAL EXPERIENCE
- 3M CLAIMS IN OVER 200 COUNTRIES & JURISDICTIONS
- 78%
- OF FORTUNE 50 COMPANIES
- PRESENT IN THE MIDDLE EAST FOR MORE THAN 15 years
SERVICES
- 170+
- LANGUAGES
- 135
- DIFFERENT CURRENCIES PAID
- 99.2%
- FIRST-DAY EMAIL RESPONSE
- 24/7 CUSTOMER SUPPORT
EXPLORE KNOWLEDGEMORE CONTENT >
PRODUCT INFORMATION
Discover our health solutions tailored to meet your company’s insurance needs
Read more >MOVING COUNTRY GUIDES
Read our essential expat guides to key destinations around the world
Read more >Frequently Asked Questions
What To Look For When Buying a Health Insurance Plan?
It does pay off to investigate a little when you are selecting a health insurance plan. You must take into consideration the factors of cost, coverage, and benefit.
Cost
- Ensure the cost of premiums are within your budget
- Examine the cost of premiums against the average age of your family
- Balance the cost of premiums against possible treatment costs
- Understand the co-payment amount you would have to pay
- Ensure they have a lifetime renewability clause
Coverage
- Check the pre-existing conditions coverage in the plan
- Ensure the plan offers an adequate network offering cashless treatment
- Check the maternity clause and waiting period
- Look for pre-hospitalization and post-hospitalization facilities
Convenience
- Select an insurance with the fastest claim processes
- Ensure basic modern facilities like online claims submissions
- Get access to insurance with 24/7 service channels
What is Covered in Health Insurance?
Cigna health insurance offers flexible plans to suit different budgets or regions. However, all the plans have common services that include in-patient treatment, day-patient treatment, and across costs of surgery, prescriptive drugs, basic maternity care, cancer care, mental health care and sometimes dental.
Examine the list of benefits carefully to ensure that you have selected a plan that is just right for you.
How Are Health Insurance Premiums Calculated
Premiums for health insurance plans depend primarily on your age when you buy the insurance, or the age of the oldest member of your family in case of family insurance. It also is determined by other health-risk factors like smoking, cardiovascular condition, family history etc.