Individuals and Families

Family and Individual Health Insurance

Protect yourself and your loved ones from unexpected situations by choosing Cigna as your healthcare partner. We offer plans that provide world-class benefits and peace of mind.

Experience You Trust

225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East

Trusted Partner

More than 180 million customer and patient relationships globally

Strong Global and Local Networks

Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East

Round-the-clock Service

Impeccable 24/7/365 customer service, with 86% customer satisfaction rating

About Cigna Health Insurance for Individuals and Families

Cigna is a global health insurance leader with an extensive healthcare network of over 1.5 million partnerships across over 200 countries and territories. We provide access to quality healthcare services to you and your family. Our individual health insurance plans are locally compliant, cost-effective, and flexible.

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Explore Our Individual and Family Medical Insurance Plans

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Healthguard

The Cigna Healthguard plan is specifically designed for you and your family’s healthcare needs. If you are a resident or an expat, we provide you the top-quality care available as and when you need it. You can get quick and easy access to healthcare facilities and professionals around the world through our extensive network 24/7.
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Cigna Unified Health Insurance Policy for Individuals

The Cigna UHIP for individuals is designed to cater to your basic healthcare needs. It is serviced by MedNet – a renowned third-party administrator in Oman. It is a mandated health insurance plan in Oman that aligns with the local regulations.

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Feel Confident Choosing Cigna Health Insurance

Healthy Connect Optional Module

Proactively manage you and your family’s health with our Healthy Connect optional module. Its wide range of benefits will help you take control of your health and wellbeing.

Enhanced Customer Experience

With our wide range of convenient digital solutions, such as Apps, Online portals, Telehealth, you can easily manage and access your health insurance plan and leverage healthcare benefits with utmost ease.

Transparency, Integrity, and Unwavering Commitment

We operate with transparency and integrity, and with an unwavering commitment to the health of our customers. And the trust bestowed by our customers in the Middle East for over 20 years validates CIME's core values.

Quick Response Time

Our efficient customer service team is always ready to serve you. Most of the calls are answered within 30 seconds – and almost 75% of customers have their issues resolved on the first call.

Hear from Our Customers

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Ali

"I would like to thank Cigna team for all the guidance. The whole process was very simplified, well guided and your guidance is highly appreciated. Looking forward to a healthy and positive relationship with Cigna."

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Madeleine

''I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan.''

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Vitaly Yanovskiy

"We would like to thank you for the great work you and your team have done to convince us that CIGNA will be the best option for us. We have also considered other insurance companies however, due to your ultimate professionalism, swift and clear response we have finally decided in favor of CIGNA."

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Frequently Asked Questions

While companies in most countries of the UAE are mandated to provide insurance for the employees and sometimes their dependants, you may also opt to cover your family with enhanced benefits yourself. Cigna family health insurance plans offer a range of benefits such as in-patient and out-patient treatments, maternity care, mental healthcare, etc., to take care of you and your family.

Children are covered in family insurance plans, which would be more cost-effective than covering minors separately. Children’s health insurance should cover dental, vision, and other expected healthcare elements of childhood.

Choosing health insurance for parents is more cost-effective when taken as part of the extended family insurance plan than separate individual plans. The plan should ideally have room to accommodate existing or chronic conditions and other benefits that will help you take care of your parents. Cigna Healthguard offers great benefits, such as the Life Management Assistance programme, providing you with the required assistance for taking care of your parents and loved ones.