Globalcare Flexible

Globalcare Flexible - Small Business Health Insurance Plan

Choose a perfect plan that is flexible, scalable, and adaptable for your small businesses and provides the quality coverage to your employees.

Strong Global and Local Networks

Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East

Experience You Trust

225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East 

Round-the-clock Service

24/7/365 access to multilingual customer service experts

People First

Work with transparency, integrity, and an unwavering commitment to the health of our customers

Explore Our Business Health Insurance Plans

Globalcare Flexible is a group health insurance plan designed to cater to the healthcare needs of Small and Medium Enterprises. Our plan offers world class benefits for employees that are not only based in the UAE but also across the world.

You can choose from the available flexible plan options that suit your company’s needs. Globalcare Flexible provides top-quality healthcare benefits to SMEs.


Key Benefits:

Globalcare Flexible plan offers several benefits for its customers:

  • Pre-existing and chronic conditions covered, up to the annual limit
  • Clinical Case management to help members find the right care path
  • Convenient, easy-to-use Cigna Envoy App and digital self-service platform
  • 24/7 expert multilingual support
  • Access to live wellbeing sessions and 500 + streaming classes.
  • Employee Assistance Programme (EAP) platform

Manage your plan with Cigna Envoy

Cigna Envoy is our digital self-service platform/app that members can use to easily manage their healthcare needs. From finding local healthcare specialists to submitting claims, Cigna Envoy provides you with all the information you need at your fingertips.



Key Features:

  • Assess my Health (access to Wellbeing Tests)

  • Online Health Library of useful wellbeing articles

  • Access to online smart tools

  • Cigna’s Global Telehealth service (24/7 access to doctors for non-emergency health concerns by phone or real-time video chat, all from the comfort of your own home or workplace)

  • Wellbeing programmes focused on improving focus, reducing stress, and helping you improve your nutrition and quality of sleep

Plan Comparison

Area of CoverPlan Suitable forPre-existing and Chronic ConditionsOut-patient Co-insuranceMaternity BenefitsDental & Vision BenefitsWellness Benefits


Area 1: Worldwide

Area 2: Worldwide Excluding USA

Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa

Large Corporates



Globalcare Flexible

Area 1: Worldwide

Area 2: Worldwide Excluding USA

Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa

Small & Medium Enterprises




Regional cover - Middle East, Indian Subcontinent, and the Philippines*, Regional + Home Country (excluding USA) 

Worldwide excluding USA

Large Corporate and Small & Medium Enterprises with more than 9 Employees



SmartCare Micro

Regional cover - Middle East, Indian Subcontinent, and the Philippines

Regional + Home Country (excluding USA)

Small Enterprises with 2 – 9 Employees


Hear from Our Customers



"I would like to thank Cigna team for all the guidance. The whole process was very simplified, well guided and your guidance is highly appreciated. Looking forward to a healthy and positive relationship with Cigna."



"I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan. "


Cigna Insured Member

"By way of feedback on the support provided by your team, who has been extremely cooperative, caring , professional and most importantly, responsive to all my needs. The level of assistance provided by your team and the swift response to all matters are highly appreciated."

Related Blogs

Frequently Asked Questions

Globalcare Flexible requires a minimum of 2 lives.

All plans come equipped with Cigna Envoy, our global servicing platform that allows employees to:

  • Find a doctor
  • Get reimbursed on your claims by taking a picture via the app
  • Contact us

As a Cigna member, you just have to sign into your Cigna Envoy page. All your information will be displayed on your dashboard.
To know more about the benefits of Cigna Envoy, visit our Cigna Envoy page.