Globalcare Flexible - Small Business Health Insurance Plan
Choose a perfect plan that is flexible, scalable, and adaptable for your small businesses and provides the quality coverage to your employees.
Strong Global and Local Networks
Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East
Experience You Trust
225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East
Round-the-clock Service
24/7/365 access to multilingual customer service experts
People First
Work with transparency, integrity, and an unwavering commitment to the health of our customers
Explore Our Business Health Insurance Plans
Globalcare Flexible is a group health insurance plan designed to cater to the healthcare needs of Small and Medium Enterprises. Our plan offers world class benefits for employees that are not only based in the UAE but also across the world.
You can choose from the available flexible plan options that suit your company’s needs. Globalcare Flexible provides top-quality healthcare benefits to SMEs.
- Pre-existing and chronic conditions covered, up to the annual limit
- Clinical Case management to help members find the right care path
- Convenient, easy-to-use Cigna Envoy App and digital self-service platform
- 24/7 expert multilingual support
- Access to live wellbeing sessions and 500 + streaming classes.
- Employee Assistance Programme (EAP) platform
Manage your plan with Cigna Envoy
Cigna Envoy is our digital self-service platform/app that members can use to easily manage their healthcare needs. From finding local healthcare specialists to submitting claims, Cigna Envoy provides you with all the information you need at your fingertips.
Key Features:
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Assess my Health (access to Wellbeing Tests)
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Online Health Library of useful wellbeing articles
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Access to online smart tools
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Cigna’s Global Telehealth service (24/7 access to doctors for non-emergency health concerns by phone or real-time video chat, all from the comfort of your own home or workplace)
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Wellbeing programmes focused on improving focus, reducing stress, and helping you improve your nutrition and quality of sleep
Plan Comparison
| Area of Cover | Plan Suitable for | Pre-existing and Chronic Conditions | Out-patient Co-insurance | Maternity Benefits | Dental & Vision Benefits | Wellness Benefits | |
|---|---|---|---|---|---|---|---|
Area 1: Worldwide Area 2: Worldwide Excluding USA Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa | Large Corporates | Optional | Optional |
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Globalcare Flexible | Area 1: Worldwide Area 2: Worldwide Excluding USA Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa | Small & Medium Enterprises | Optional | Optional |
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Regional cover - Middle East, Indian Subcontinent, and the Philippines*, Regional + Home Country (excluding USA) Worldwide excluding USA | Large Corporate and Small & Medium Enterprises with more than 9 Employees | Optional | Optional |
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Regional cover - Middle East, Indian Subcontinent, and the Philippines Regional + Home Country (excluding USA) | Small Enterprises with 2 – 9 Employees | Optional |
Hear from Our Customers
"I would like to thank Cigna team for all the guidance. The whole process was very simplified, well guided and your guidance is highly appreciated. Looking forward to a healthy and positive relationship with Cigna."
"I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan. "
"By way of feedback on the support provided by your team, who has been extremely cooperative, caring , professional and most importantly, responsive to all my needs. The level of assistance provided by your team and the swift response to all matters are highly appreciated."
Frequently Asked Questions
Globalcare Flexible requires a minimum of 2 lives.
All plans come equipped with Cigna Envoy, our global servicing platform that allows employees to:
- Find a doctor
- Get reimbursed on your claims by taking a picture via the app
- Contact us
As a Cigna member, you just have to sign into your Cigna Envoy page. All your information will be displayed on your dashboard.
To know more about the benefits of Cigna Envoy, visit our Cigna Envoy page.