Globalcare – Medical Insurance in Saudi Arabia

A healthcare solution specifically designed for large corporates and SMEs in Saudi Arabia that offers top-quality care with impeccable service.

Experience You Trust

225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East 

Global Presence

Coverage in 200+ countries and territories across the globe

Round-the-clock Service

24/7/365 access to multilingual customer service experts

People First

Work with transparency, integrity, and an unwavering commitment to the health of our customers

Explore Our Health Insurance Plan in Saudi Arabia

GlobalCare is specially designed to cater to the healthcare needs of large corporates and Small and Medium Enterprises to provide quality healthcare solutions to their employees based across the world.

This high value, comprehensive plan offers a wide range of coverage options to suit their healthcare requirements. The GlobalCare plan also offers top-quality care, 24/7 expert multilingual support, and peace of mind.


Key Benefits:

Globalcare plan in Saudi Arabia offers several benefits to its customers:

  • Pre-existing and chronic conditions covered, up to the annual limit
  • Dedicated Sales, Client Management and Service Excellence Teams
  • Access to live wellbeing sessions and 500 + streaming classes.
  • In-patient & day-care patient hospital treatment and accommodation
  • Clinical Case management to help members find the right care path
  • Convenient, easy-to-use Cigna Envoy App and digital self-service platform

Manage your plan with Cigna Envoy

Cigna Envoy is our digital self-service platform/app that members can use to easily manage their healthcare needs. From finding local healthcare specialists to submitting claims, Cigna Envoy provides you with all the information you need at your fingertips.



Key Features:

  • Access to online smart tools

  • Wellbeing programmes focused on improving focus, reducing stress, and helping you improve your nutrition and quality of sleep

  • Assess my Health (access to Wellbeing Tests)

  • Online Health Library of useful wellbeing articles

Plan Details

Area of CoverPlan Suitable forPre-existing and Chronic ConditionsOut-patient Co-insuranceMaternity BenefitsDental & Vision BenefitsWellness Benefits


Area 1: Worldwide

Area 2: Worldwide Excluding USA

Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa

Large Corporates and Small & Medium Enterprises



Hear from Our Customers


Cigna insured member

"Thanks a lot for the assistance and support I received from your team. I wish you guys all the best in making more patients smiling and happy again."



"I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan."


Cigna Insured Member

"By way of feedback on the support provided by your team, who has been extremely cooperative, caring , professional and most importantly, responsive to all my needs. The level of assistance provided by your team and the swift response to all matters are highly appreciated."

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Frequently Asked Questions

To get access to the best and cost-effective healthcare treatments and facilities in the Kingdom of Saudi Arabia, a health insurance plan is important. Moreover, everyone in Saudi Arabia needs to have mandatory health insurance. This includes employers and employees, spouses as well as family members of employees. Even expats in Saudi Arabia need to have medical insurance. Without proof of insurance, expats will not be able to receive their work or residency permit.

Typically, as an expat, your employer is likely to provide medical insurance for you and/or your family. However, employer-provided medical insurance in Saudi Arabia may provide only basic care. Some treatments and healthcare services may also work on a co-payment system. So, you may be liable to pay out of your pocket to avail certain treatments or care. It is best to check the Saudi health insurance policy to know what coverage your employer offers.

In-patient Treatment: Treatment at a hospital where the member has to stay in a hospital bed for one night or more, depending on the medical condition.
Day care Treatment: Treatment at a hospital day-care unit, or out-patient clinic where the member requires a procedure, eligible for benefit, necessitating admission to a hospital bed but not requiring an overnight stay.
Out-patient Treatment: Treatment given by a medical practitioner at an out-patient clinic, a medical practitioner’s consulting room or in a hospital where the member is not admitted to a bed.