Individuals and Family Medical Insurance in UAE

Cigna's world-class comprehensive health insurance plans will protect you and your loved ones.

Experience You Trust

225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East

Trusted Partner

More than 180 million customer and patient relationships globally

Strong Global and Local Networks

Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East

Round-the-clock Service

Impeccable 24/7/365 customer service, with 86% customer satisfaction rating

Explore Our Individuals and Family Health Insurance Plans


With the Cigna Healthguard plans, you and your family can get access to healthcare solutions that are specially designed to cater to your health-related requirements. Our Healthguard plans, apart from providing core medical offerings and advantages, also include the Healthy Connect optional module through which you can get benefits such as comprehensive dental treatment, wellness tests and screenings, vision care, and return home cash benefit.

Feel Confident Choosing Cigna Health Insurance

Healthy Connect Optional Module

Proactively manage you and your family’s health with our Healthy Connect optional module. Its wide range of benefits will help you take control of your health and wellbeing.

Affordable Healthcare Solutions

We work towards making healthcare affordable for everyone. Our in-house team of doctors and network specialists help with sophisticated cost-containment strategies to ensure your policy is being managed effectively.

Local Expertise

With our key operations focus on the Middle East region and locally staffed teams, customers can get guidance that’s grounded in expertise, cultural knowledge, and real-world experience.

Transparency, Integrity, and Unwavering Commitment

We operate with transparency and integrity, and with an unwavering commitment to the health of our customers. And the trust bestowed by our customers in the Middle East for over 20 years validates CIME's core values.

Hear from Our Customers


Cigna Insured Member

"By way of feedback on the support provided by your team, who has been extremely cooperative, caring , professional and most importantly, responsive to all my needs. The level of assistance provided by your team and the swift response to all matters are highly appreciated."



"I’d like to commend the Cigna team for their professionalism and thoroughness in handling my query and the ensuing transaction."



"I would like to thank Cigna team for all the guidance. The whole process was very simplified, well guided and your guidance is highly appreciated. Looking forward to a healthy and positive relationship with Cigna."

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Frequently Asked Questions

While companies in most countries of the UAE are mandated to provide insurance for the employees and sometimes their dependants as well, you may also opt for direct family insurance that includes your parents and dependants. Cigna family health insurance plans offer a range of benefits such as inpatient and outpatient treatments, maternity care, mental healthcare, etc., to take care of you and your family.

Depending on the selected health insurance in UAE for individuals and families, a fixed annual coverage amount will be provided which can be utilized to avail medical treatments and services. If you wish to get additional coverage options, you can choose from the provided add-ons at an extra cost. Individuals and family members can get treated at a network hospital via a cashless facility and avail the necessary medical treatment without having to pay from the pocket (up to the maximum sum assured). However, if you or your family members need to avail medical treatment outside a network hospital, the treatment cost can be reimbursed after filing a claim and submitting the necessary medical bills to the health insurance company.

Some of the documents that are required for health insurance in UAE for individuals and families are:

  • Proofs of identity, age, and address (in case of family health insurance plan, the proofs of all the members might be required)
  • Income proof of the policyholder
  • The proposal form/application form
  • Reports of medical tests (applicable in some cases)