Comprehensive Medical Insurance for Individuals & Families in UAE

In the UAE, employee health insurance often extends to dependents, including parents. However, to ensure comprehensive coverage, you might consider a direct family health insurance plan. Cigna Healthcare’s tailored plans provide an array of benefits, ensuring your entire family, from parents to children, has access to essential health care services like inpatient and outpatient care, maternity care, mental health care, etc. Secure your family's health with coverage that understands and meets your needs.

Depending on the selected health insurance in UAE for individuals and families, a fixed annual coverage amount will be provided which can be utilized to avail medical treatments and services. For those seeking wider coverage, various optional extras are available at an additional charge. With network hospitals, the benefit of a cashless system means receiving treatment without the immediate need to pay out-of-pocket, as long as it's within the policy's maximum coverage amount. On the other hand, for services received from hospitals outside of the network, you can opt for a reimbursement claim, which involves paying upfront and subsequently submitting a claim, along with all relevant medical invoices, to your insurer for compensation.

For successful enrollment in a UAE health insurance plan, you'll need to provide:

- Valid Identification: For individual plans, proof of your identity. For family plans, identification is required for all members.
- Proof of Age and Residence: Documents confirming the ages and residential addresses of all applicants.
- Income Verification: Documentation of the policyholder's income.
- Insurance Proposal/Application Form: The completed form necessary to process the insurance policy.
- Medical Test Reports: These may be required in some cases and will be specified by the insurer.