Search Contact us عربي
  • United Arab Emirates

    Businesses

    Kingdom of Saudi Arabia

    Businesses

    Oman

    Businesses

    Lebanon

    Businesses

    Bahrain

    Businesses

    Kuwait

    Businesses

    Qatar

    Businesses
  • Plans & Services

    Government
  • United Arab Emirates

    Individuals and Families
  • Healthcare Providers
  • Brokers
  • Blogs
  • About Us

  • Businesses

  • Government

  • Individuals and Families
  • Healthcare Providers
  • Brokers
  • Blogs

  • About Us
  • For Businesses
  • For Individuals & Families
  • For Governments
  • For Providers
    •
    Home Individuals and Families UAE

    Healthguard

    Cigna Healthguard – Comprehensive individuals and families health insurance plans

    Personalized individuals and family health insurance plans in UAE tailored to offer comprehensive and quality care for you and your family.

    Get a quote or contact us for more information

    Contact usGet a quote

    Experience You Trust

    225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East

    Trusted Partner

    More than 180 million customer and patient relationships globally

    Round-the-clock Service

    24/7/365 access to multilingual customer service experts

    Strong Global and Local Networks

    Access to over 3,000 healthcare providers in the UAE and over 5,000 in the Middle East

    Explore our Cigna Healthguard insurance plans

    With our Cigna Healthguard insurance plans, you and your family can get access to quality care. Our Healthguard plans are DHA compliant and comprise of 3 distinct levels of cover. You also have the flexibility to enhance your coverage with additional options, ensuring comprehensive protection for your family's health. If you were to leave Dubai, we migrate your plan to another one. Depending on where you will be travelling to and your budget, we have a plan to suit your needs.

    We have partnered with Neuron, one of the leading third-party administrators (TPA) in the Middle East to deliver quality health care solutions and services to you and your family.

    Key Benefits:

    Our Healthguard plan offers several benefits to its customers:

    Option to include our Healthy Connect Module that helps you take proactive charge of your family’s health through dental and eye check-ups, preventive tests, counselling sessions, nutrition advice and more.

    • Pre-existing and chronic conditions covered, up to the annual limit

    • Clinical Case management to help members find the right care path
    • Inpatient & day patient hospital treatment and accommodation
    • 24/7 expert multilingual support

    Plan Comparison

    Regional

    Area of Cover

    GCC, Middle East and Asia (excluding Singapore, Hong Kong, China and Japan)

    • Flexibility to select your Network Tier

    • Option to Include Healthy Connect Module

    • Maternity Care

    International

    Area of Cover

    Worldwide coverage with the option to include cover in USA

    • Flexibility to select your Network Tier

    • Option to Include Healthy Connect Module

    • Maternity Care

    International Plus

    Area of Cover

    Worldwide coverage with the option to include cover in USA

    • Flexibility to select your Network Tier

    • Option to Include Healthy Connect Module

    • Maternity Care

    Hear from Our Customers
    "I would like to thank the team for all your help. You have been very helpful from the first moment onwards. The team was always available to answer all my questions by email or phone and guided me in choosing the right plan for me without pushing me towards any specific plan."

    Madeleine

    "We would like to thank you for the great work you and your team have done to convince us that CIGNA will be the best option for us. We have also considered other insurance companies however, due to your ultimate professionalism, swift and clear response we have finally decided in favor of CIGNA."

    Vitaly Yanovskiy
    "The team has been very supportive to us. I have never seen any insurance companies assisting their clients in this manner and some of my friends have even been impressed by just the level of support provided to us by Cigna and that It is worth having a Cigna policy."

    Malik Rizwan Ul Hassan

    Request a Quote

    What describes you best?

    Business

    Explore health insurance plans for businesses (Large corporates, small & medium enterprises)

    Cigna Healthcare Middle East provides tailored, flexible, and comprehensive health care solutions designed for large corporations and SMEs. Our locally compliant group health insurance plans ensure that your business’s and employees' health care requirements are fully met.

    Health coverage ?*

    Needing to Insure*
    This is my first insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Individuals/Family

    Apply for individuals & families health insurance

    Cigna Healthcare offers individual and family medical insurance plans that provide world-class benefits and quality care for you and your loved ones. With comprehensive international coverage and a trusted network of local hospitals, clinics, and doctors, our plans ensure you and your family receive 24/7 customer care and reliable health care services.

    Need to Insure

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Government

    Discover health insurance plans tailored for government organizations

    Government health insurance plans by Cigna Healthcare deliver quality health care and peace of mind for citizens living or traveling abroad. Our plans ensure that they receive the best possible care worldwide.

    Health coverage ?*

    Needing to Insure*
     Check this box if this is your first health insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy

    Frequently Asked Questions

    Which Healthguard plan is right for me?

    Our Cigna Healthguard plans offer three levels of flexible cover that you can choose from based on the region and your budget. You can choose from Regional, International and International Plus plans. Pick a suitable plan, depending on whether you want regional or global coverage, the annual medical coverage, and whether you would want any additional coverage. Contact Cigna to get a quote today and tailor the health insurance plans in UAE accordingly.

    How to customize your Cigna Healthguard plan?

    To customize your Cigna Healthguard insurance plan, first select your desired area of coverage and choose between a regional plan (Healthguard Regional plan) or an international plan (Healthguard International plan or Healthguard International Plus plan). Each plan offers different coverage options and benefits. You can then choose one of the four network tiers: General, General Plus, Comprehensive excluding AHD, or Comprehensive. Finally, you can add optional modules like Healthy Connect or Mother and Baby Care, if needed. 

    Here is a basic list of the more commonly used facilities. 

    How can Cigna Healthguard support me if I am diagnosed with a medical condition?

    Cigna Healthguard's Clinical Case Management program offers personalized support to all customers enrolled in our individual and family health insurance plans. This comprehensive program provides dedicated assistance from our doctors and nurses when you are diagnosed with a condition requiring special care.

    As part of this program, you'll also benefit from our Chronic Condition programme, which offers resources and guidance to help you better understand, manage, and improve your chronic condition. Additionally, our Decision Support programme connects you with global medical experts who can provide personalized advice on your diagnosis and treatment plan.
    Contact Us

    Whether you wish to speak to our sales team or get general help if you are an existing Cigna member, we can get you to the right information.

  • Contact Information

    •
    Popular Links
    Resources
    Login

    Existing Member? Login and manage your account with the Cigna Envoy® website

  • Login

    • Follow Us

    © 2025 Cigna Healthcare. All rights reserved.

    Cigna Healthcare and Cigna HealthcareSM (Cigna Healthcare) are registered service marks of The Cigna Group and/or one of more of its subsidiaries. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by The Cigna Group. The material provided herein is provided for information purposes only and is believed accurate as of the date of publication, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna Healthcare for a complete listing of policy coverage and applicable exclusions and limitations. Cigna Healthcare does not provide medical care and cannot predict medical outcomes.