Globalcare - Corporate Medical Insurance Plan in UAE
Give your employees premium, quality coverage that helps them feel secure – no matter where their roles take them.
Fortune 500 Brand
Ranked 13 on the fortune 500 list
Experience You Trust
225+ year heritage in healthcare, 60 years serving people globally and 20 years in the Middle East
Global Presence
Coverage in 200+ countries and territories across the globe
People First
Work with transparency, integrity, and an unwavering commitment to the health of our customers
Explore Our Cigna Globalcare Plan
Cigna Globalcare is a group medical insurance plan for large corporates that provide healthcare coverage to their employees in multiple countries. The plan is specially designed to cater to the healthcare needs of our customers.
With Cigna Globalcare you have access to quality care and 24/7 multilingual support. This high-value, comprehensive plan offers a wide range of coverage options and world class benefits.
- Pre-existing and chronic conditions covered, up to the annual limit
- Dedicated Sales, Client Management and Service Excellence Teams
- Access to live wellbeing sessions and 500 + streaming classes.
- In-patient & day-care patient hospital treatment and accommodation
- Clinical Case management to help members find the right care path
- Convenient, easy-to-use Cigna Envoy App and digital self-service platform
Manage your plan with Cigna Envoy
Cigna Envoy is our digital self-service platform/app that members can use to easily manage their healthcare needs. From finding local healthcare specialists to submitting claims, Cigna Envoy provides you with all the information you need at your fingertips.
Key Features:
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Assess my Health (access to Wellbeing Tests)
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Online Health Library of useful wellbeing articles
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Access to online smart tools
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Cigna’s Global Telehealth service (24/7 access to doctors for non-emergency health concerns by phone or real-time video chat, all from the comfort of your own home or workplace)
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Wellbeing programmes focused on improving focus, reducing stress, and helping you improve your nutrition and quality of sleep
Plan Comparison
| Area of Cover | Plan Suitable for | Pre-existing and Chronic Conditions | Out-patient Co-insurance | Maternity Benefits | Dental & Vision Benefits | Wellness Benefits | |
|---|---|---|---|---|---|---|---|
|
Globalcare | Area 1: Worldwide Area 2: Worldwide Excluding USA Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa | Large Corporates | Optional | Optional |
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Area 1: Worldwide Area 2: Worldwide Excluding USA Area 4: GCC, Arab Countries, Middle East, Indian Sub-continent, Southeast Asia Countries and Africa | Small & Medium Enterprises | Optional | Optional |
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Regional cover - Middle East, Indian Subcontinent, and the Philippines*, Regional + Home Country (excluding USA) Worldwide excluding USA | Large Corporate and Small & Medium Enterprises with more than 9 Employees | Optional | Optional |
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Regional cover - Middle East, Indian Subcontinent, and the Philippines Regional + Home Country (excluding USA) | Small Enterprises with 2 – 9 Employees | Optional |
Hear from Our Customers
"We would like to thank you for the great work you and your team have done to convince us that CIGNA will be the best option for us. We have also considered other insurance companies however, due to your ultimate professionalism, swift and clear response we have finally decided in favor of CIGNA."
"The team has been very supportive to us. I have never seen any insurance companies assisting their clients in this manner and some of my friends have even been impressed by just the level of support provided to us by Cigna and that It is worth having a Cigna policy."
"By way of feedback on the support provided by your team, who has been extremely cooperative, caring , professional and most importantly, responsive to all my needs. The level of assistance provided by your team and the swift response to all matters are highly appreciated."
Frequently Asked Questions
Some of the additional wellness benefits that are offered by Cigna medical insurance plans in UAE are:
- Access to the Cigna Wellbeing App
- Access to Telehealth services
- Access to live and 500+ streaming classes through the LVL
- Online health and wellbeing assessments
- Onsite wellness seminars
- International Employee Assistance Program
- Case management
- Chronic condition management
- In-hospital nurse case management
- Decision support program
- Global and Local Capabilities
- Clinical Care Support
In-patient Treatment: Treatment at a hospital where the member has to stay in a hospital bed for one night or more, depending on the medical condition.
Day care Treatment: Treatment at a hospital day-care unit, or out-patient clinic where the member requires a procedure, eligible for benefit, necessitating admission to a hospital bed but not requiring an overnight stay.
Out-patient Treatment: Treatment given by a medical practitioner at an out-patient clinic, a medical practitioner’s consulting room or in a hospital where the member is not admitted to a bed.
While not all the Emirates in the UAE have made it compulsory by law for companies to offer health insurance coverage to the employees, Dubai and Abu Dhabi have made it mandatory for companies to provide medical insurance to employees and their dependants. However, there may be certain clauses.
In the northern part of the UAE, it is not mandatory by law for the employers to provide medical insurance to the employees and/or their dependants. Also, the companies may decide to change the policies for medical insurance.