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    About Cigna Insurance Saudi Arabia

    About Cigna Insurance Saudi Arabia

    The landscape of Saudi Arabia is undergoing unprecedented transformation, aligning with the Vision 2030 goals to shape an ambitious nation, a thriving economy, and a vibrant society. With 18 years of dedicated experience in Saudi Arabia and a rich 225-year global legacy, Cigna Insurance Saudi Arabia contributes to the realization of Vision 2030 objectives for everyone in the Kingdom.

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    Who we are

    Cigna Insurance Saudi Arabia is a part of The Cigna Group, a global health services company with roots in the US, employing over 70,000 people and serving over 189 million customers globally. In 2023, we became the first international health insurer to receive a branch license in Saudi Arabia.

     

    What we do

    As a global reinsurer, we have been supporting clients with populations in Saudi Arabia in the last 18 years. Now, we’re leveraging that expertise to tailor our products and services to meet the needs of SMEs and corporates in Saudi Arabia.

    Our local capabilities make sure we understand your needs:

    • In the Middle East for over 18 years.
    • ME regional team of over 1,000 Cigna Healthcare employees.
    • Over 150,000 customers in the Middle East across 800 client relationships.
    • ME regional Customer service, claims reimbursement, clinical case management/preapproval, compliance, eligibility.
    • Over 30 languages spoken globally.
    • We stay close to you, with a global network of over 1.8 million health care professionals, clinics & facilities. 5,000+ local network of providers in the region.

    Our vision

    Health must be everyone’s top priority. At Cigna Insurance Saudi Arabia, we help our customers achieve their health goals by empowering them to manage their health better. Access to care, getting and staying healthy is easier with the support of a trusted partner. Our vision is to create a better future built on the vitality of every individual and every community.

    We are more than a health insurance company. We are your partner in total health and wellness available for you 24/7.

    With our whole health approach, we are focused on addressing health concerns, improving resilience, reducing stress levels and emotional health issues. We are committed to creating better futures for our customers and clients and to help them achieve or maintain their physical, mental, financial, or social health goals.

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    Why choose Cigna Insurance Saudi Arabia?

    As a global health insurance company with a mission to improve the health and vitality of the people we serve, we provide solutions that support better health outcomes.

    Local expertise

    Our locally staffed team is committed to providing guidance tailored to your needs, drawing upon their extensive expertise, deep cultural knowledge and real-world experience.

    Comprehensive health care solutions

    We work towards making health care available for everyone. Our dedicated team of doctors, network specialists help with sophisticated cost-containment strategies to ensure your policy is being managed effectively.

    Focused on well-being

    Through our Employee Assistance Programme (EAP), you get access to a confidential telephonic, or face-to-face counselling services for your employees. Also, to promote wellness, you get on-site wellness seminars wherein experts provide advice for the optimal health, happiness, and productivity of employees.

    We make health and wellness simple

    With our wide range of convenient digital solutions, such as apps, online portals, telehealth, EAP, you can easily manage and access your health insurance plan and leverage health care benefits with utmost ease.

    We’re here to support you

    Our impeccable 24/7/365 multilingual customer service ensure that our customers receive all the help and support they need. We, at Cigna, strive to resolve our customers query as early as possible. Most of the calls are answered within 30 seconds. Our expert team serves customers with a friendly, solution-driven mindset. We operate with transparency and integrity, and with an unwavering commitment to the health of our customers.

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    Frequently Asked Questions

    Do you need health insurance in Saudi Arabia?

    To get access to the best and cost-effective health care treatments and facilities health insurance plan in KSA is important. Moreover, everyone in Saudi Arabia needs to have mandatory health insurance. This includes employers and employees, spouses as well as family members of employees. All expats in the Kingdom of Saudi Arabia need to have medical insurance. Without proof of insurance, expats will not be able to receive their work or residency permit.

    How does health insurance work in Saudi Arabia?

    In Saudi Arabia, health insurance is essential for both expatriates and its citizens. While expats often receive health insurance coverage through their employers, citizens have various options to opt for public and private health insurance.

    Typically, for an expat, their employer is likely to provide medical insurance for them and/or their family. However, employer-provided medical insurance in Saudi Arabia may provide only basic care. Some treatments and health care services may also work on a co-payment system. So, expats may be liable to pay out-of-pocket costs to avail certain treatments or care. It is always recommended to check employer provided health insurance policy to know what coverage it offers.

    For citizens, they are provided with the free public health insurance which is provided by the government. Some citizens opt for private health insurance to supplement their government provided coverage. Private plans offer additional benefits and access to a broader network of health care providers. Saudi citizens have the flexibility to choose between public and private health care services based on their needs and preferences.

    Is employee health insurance mandatory in the Kingdom of Saudi Arabia?

    The General Secretariat of the Council of Cooperative Health Insurance (CCHI) has made it mandatory for private employers to provide employees with corporate health insurance plans in Saudi Arabia. Health insurance plans for employees should also include coverage for all family members, including husband or wife, sons up to the age of twenty-five and unmarried daughters in addition to orphans fostered by foster families. Employers who wish to buy top-quality group health insurance policies in Saudi Arabia should explore Cigna Insurance Saudi Arabia's wide range of medical health care plans. Cigna Insurance Saudi Arabia provides flexible, comprehensive, and cost-effective coverage for all companies, however big or small they are. Our plans offer great value in health insurance for you and your employees.

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    What describes you best?

    Business

    Explore health insurance plans for businesses (Large corporates, small & medium enterprises)

    Cigna Healthcare Middle East provides tailored, flexible, and comprehensive health care solutions designed for large corporations and SMEs. Our locally compliant group health insurance plans ensure that your business’s and employees' health care requirements are fully met.

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    Individuals/Family

    Apply for individuals & families health insurance

    Cigna Healthcare offers individual and family medical insurance plans that provide world-class benefits and quality care for you and your loved ones. With comprehensive international coverage and a trusted network of local hospitals, clinics, and doctors, our plans ensure you and your family receive 24/7 customer care and reliable health care services.

    Need to Insure

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Government

    Discover health insurance plans tailored for government organizations

    Government health insurance plans by Cigna Healthcare deliver quality health care and peace of mind for citizens living or traveling abroad. Our plans ensure that they receive the best possible care worldwide.

    Health coverage ?*

    Needing to Insure*

     Check this box if this is your first health insurance policy

    By submitting this form, I confirm that I agree to Cigna Healthcare's use and/or transfer of personal data for direct marketing purposes, unless otherwise indicated by ticking the box below. I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

     I accept the privacy policy
    Contact Us

    Whether you wish to speak to our sales team or get general help if you are an existing Cigna member, we can get you to the right information.

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    Legal information (Cigna Insurance Saudi Arabia):

    Cigna Worldwide Insurance Company Branch is registered in the Kingdom of Saudi Arabia under commercial registration 1010821439 and unified number 7030409622. Cigna Worldwide Insurance Company Branch is licensed and regulated by the Insurance Authority under license number TMN/36/202301. Cigna Worldwide Insurance Company Branch is a branch of Cigna Worldwide Insurance Company, a company incorporated and registered in Delaware, USA with commercial registration 827693. The registered address is Building S4, ROSHN Front, Business Area, Airport Road, PO Box 13413, Riyadh, Kingdom of Saudi Arabia.