About Health Insurance in Ajman
Having the right health insurance is more likely to get you all the healthcare you need. The right insurance plan protects you from the financial burden of unexpected medical expenses. Cigna’s primary focus in Ajman is to ensure that your physical health, well-being and peace of mind are well taken care of through a flexible and affordable health insurance plan. Our basic plan includes a wide network of healthcare services. It covers inpatient and outpatient health care services, consultations, health screening, all diagnostic tests and treatment for pre-existing or chronic illnesses.
Tips to Buy the Right Health Insurance in Ajman
To get the maximum benefit of a medical insurance policy, you must buy the best health insurance in Ajman. Below are a few points that can help you choose the best health insurance policy:
- Identification of the Purpose: First, you must identify the right purpose for buying the health insurance policy - are you looking for an individual health insurance plan, a family floater plan or a group insurance plan for your employees? Depending on your need, you can then choose the best health insurance in Ajman.
- Define a Budget: The next step is to define a budget and calculate the cost of the health insurance plan. According to your budget and requirements, you can choose a basic health insurance plan, a comprehensive one or choose add-ons with a health insurance plan.
- Compare the Plans: As there are different insurance products available, it is necessary to conduct thorough research and find the plan that best suits your needs. You can even contact an insurance agent for recommendations or use the tools on insurance websites.
- Buy the Best Health Insurance in Ajman: Once you have identified the right health insurance product, you can purchase the best health insurance in Ajman by paying the specified premium.
Benefits of Health Insurance in Ajman
Ajman medical insurance companies offer a wide range of benefits to the policyholders. Some of these benefits may be offered with the medical insurance plan or can be opted as an add-on. Some of the common benefits of getting the best health insurance in Ajman are mentioned below.
- Avail Cashless Treatment: Most of the major health insurance companies in Ajman allow the policyholders to get treated for an ailment or sickness from a partnered hospital without having to pay from their pockets. The health insurance company in Ajman will directly pay the cost of the treatment to the network hospital.
- Coverage for Pre- and Post-hospitalization Charges: Certain health insurance companies in Ajman may offer pre- and post-hospitalization coverage to the policyholder. The duration of this benefit will be mentioned in the terms and conditions section of the policy document.
- Avail Free Medical Check-up: Many of the health insurance companies in Ajman offer free medical check-ups at regular intervals to the policyholders so that they can be at the top of their health and may be able to detect any ailments in advance.
- No-claim Bonuses: Some health insurance companies in Ajman reward policyholders with no-claim bonuses if they have not undertaken any treatment during the policy period. The no-claim bonus can be used as a discount on the next premium or as an increment to the sum assured. The terms of which will be mentioned in the policy document.
Why Choose Cigna Medical Insurance
Cigna offers quality health services befitting the best health insurance in Ajman. Our extensive health and wellbeing programmes encompass both physical and mental health and help deliver optimal health outcomes to one and all. The healthcare plans are designed specifically to suit your needs and our team of experts are available 24/7 365 days a year, to ensure you gain quick and easy access to healthcare providers. We also cover out of area treatment in case of emergencies.
Our Health Plans
Cigna Medical Insurance in Ajman offers world-class benefits that fit your medical needs. With over 17+ years of experience and in-depth local knowledge, we have created flexible plans that work for all. Our healthcare options provide standard benefits, such as inpatient and day-patient treatment covers, outpatient consultations, Cover for pre-existing and chronic conditions, and maternity care. You can also customize your health plan with our optional modules like dental treatment, eye care and much more.
Why Use Cigna Envoy App
At Cigna, we understand the time constraints our clients face in today’s fast-paced world. To help address this, we designed the Cigna Envoy Mobile app so that clients can access their health benefits and resources anytime and with ease. Through the app, you can manage claims, view and print ID card information, search for health care providers and also communicate with us regarding queries or concerns.