An Introduction to Dental Insurance Benefits

It is often seen that many adults avoid dental care until the situation becomes grim enough to demand urgent medical attention. Taking care of your pearlies is as important as taking care of your skin, hair, or any other part of your body. Two of the most common and important reasons for this are - dental care is expensive, and having to bear any ailment related to your teeth can be utterly painful. In order to avoid facing any such unwanted situations, including dental insurance coverage in your health insurance plan is extremely important.

dental-insurance

Also, as most emergency situations happen when one least expects it, if you have to face one for your teeth, then rest assured that a dental insurance plan will save you from incurring such expenses from your own savings. Hence, it won’t be wrong to say that a dental insurance plan will stop you from burning a hole in your pocket. You can also stay away from emergency situations if you take regular care of your teeth and visit a dentist. A dental insurance plan will pay for such visits too.

There are different types of dental care plans that are available. While opting for one, you must make sure to check whether it, apart from covering basic care, covers preventative dental treatment such as sealants, X-rays, fillings, etc., and major procedures such as root canal, inlays, crowns, and so on. Cigna’s Healthy Connect Module, which is an optional coverage plan under Cigna Healthguard, offers dental insurance coverage that includes a wide range of benefits. Now, if you wish to get affordable dental insurance coverage or full coverage dental insurance, then it would be ideal to opt for this plan along with your Cigna Heathguard plan.


Keep smiling with Cigna Healthguard Dental Care Insurance Benefits

The Cigna Healthguard Plan offers dental insurance coverage for emergency dental and gum treatment. If you wish to expand the medical benefits offered by Cigna, then opting for the Cigna Healthy Connect module will be an ideal option. The Cigna Healthy Connect plan provides a wide range of benefits under dental insurance such as preventative dental treatment, routine dental treatment, major restorative dental treatment, restorative dental treatment, and orthodontic treatment.

To know more about the dental coverage benefits by Cigna, check the points below:

Preventative dental treatment

Prevention is better than cure. This popular proverb fits aptly when it comes to any grave situation surrounding dental care. If you visit your dentist frequently and take proper care of your teeth and gums, you can avoid getting several dental problems like toothache, gum disease, and so on. Preventative dental treatment, as the name suggests, focuses on services that can help you prevent serious dental issues later. It includes services such as X-rays, imaging tests, scaling, etc. Cigna offers preventative dental treatment coverage for a wide range of services. Check them below to know more:

  • Dental check-ups
  • X-rays and imaging tests.
  • Teeth scaling and polishing
  • Mouth guard and night guard
  • Fissure sealant

Routine dental treatment

Dental treatment that requires you to re-visit your dentist routinely is known as routine dental treatment. For example, if you do a tooth filling treatment, then after a few years you will have to visit your dentist again to replace the filling. As the procedure requires you to seek your dentist again for the same cause, it falls under the umbrella of routine dental treatment. Cigna provides such dental treatment coverage for the following services:

  • Dental fillings
  • Root canal treatment
  • Extractions
  • Surgical procedures
  • Occasional treatment
  • Anaesthetics
  • Periodontal treatment

Major restorative dental treatment

A major restorative dental treatment includes services that can restore damaged or diseased teeth. There are various types of restorations that fall under the category of major restorative dental treatment, such as inlays, dentures, etc. If you ever have to undergo a restorative dental treatment, with the Cigna dental insurance coverage, you won’t have to worry about expenses. Check out the services that it covers:

  • Dentures (acrylic/synthetic, metal and metal/acrylic)
  • Crowns
  • Inlays
  • Placement of dental implants.

Orthodontic treatment

Orthodontic treatment involves services that can straighten teeth, improve the alignment of lips and teeth, close gaps between teeth, and so on. So, if you are not content with the way your teeth look, then you can opt for orthodontic treatment. However, such treatment can usually be heavy on your pocket. If you have a dental insurance policy, then you can opt for such treatment without stressing about the costs. Cigna offers coverage for orthodontic treatment. You can check out the services provided by Cigna and do the needful. With our dental insurance coverage, you can keep cost-related worries at bay and smile more by flaunting your improved pearlies.

For more details download our Cigna Healthguard brochure here.

Put your health in the right hands

Learn more about our health solutions and find an affordable plan